Automobile program

The University's Automobile Self Insurance Program provides Automobile Liability coverage for University personnel in the course and scope of their employment and Automobile Physical Damage for vehicles owned, leased and operated by the University.

This is a self-insured program funded by each campus and medical center. The Office of Risk Services, Office of the President, manages the funding and administration of the Program through the use of a Third Party Claims Administrator.

Frequently Asked Questions regarding UC's automobile risks

Claims administration

Sedgwick CMS
P.O. Box 14534
Lexington, KY 40512-4534
Fax: 925-988-1185

Report a claim: (800) 416-4029, option 1
iVos Appllication Portal

Campus and Medical Center Risk management

Each campus and medical center has a designated Risk Manager and supporting staff responsible for overseeing their internal processes including:

  • Reporting accidents causing injury or damage to others
  • Claims management coordination with Sedgwick
  • Training and education related to minimizing accidents

Liability coverage

Liability coverage for third party bodily injury and property damage is automatically extended to all University owned or leased vehicles for which liability is contractually assumed. The University's Liability Coverage is excess over an employee's coverage when using their personal vehicle in the course and scope of their employment.

Physical damage coverage

Physical damage coverage for comprehensive and collision damage is automatically extended to Fleet Vehicles and short term rental vehicles. Coverage must be requested and purchased for Department owned or leased vehicles that are not included in Fleet. Coverage does not extend to employee owned vehicles.


Driver training and fleet safety